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Loan Calculator
Estimate borrower repayment and partner return before or after tax.
$300,000
$50k$5M
10%
4%24%
12 months
1 month36 months
2%
Origination/establishment fee charged by partner on settlement. Typically 2–5% for private loans.
0%5%
30%
Illustrative marginal tax rate for comparing gross vs after-tax return.
0%47%
Pre-tax partner return
$36,000
12.0% over 12 months, 12.0% annualised.
Cost Breakdown
Loan Principal$300,000
Total Interest$30,000
Upfront Fee$6,000
Monthly Repayment$2,500.00
Pre-tax Partner Return$36,000
Post-tax Est. Return (30%)$25,200
Pre-tax Annualised12.0%
Post-tax Annualised8.4%
Total Repayment$336,000
Payment Split
Principal (89%)
Interest (9%)
Fees (2%)
This calculator provides estimates only. Post-tax figures are illustrative and do not account for entity structure, deductibility, GST, or personal circumstances. Always obtain independent financial and tax advice.